Buyer · Family · Finances · House · Loans · mortgage · Real Estate · Real Estate Market

Til’ Debt Do Us Part: How to Get a Mortgage If One Spouse Has A Terrible Credit Score

A poor credit history is a reality for many people, but it can be particularly daunting when it comes to investing in a house. Fortunately, simply because you or yours have experienced bad credit doesn’t mean that you should be penalized in the future. If your spouse has struggled with bad credit in the past… Continue reading Til’ Debt Do Us Part: How to Get a Mortgage If One Spouse Has A Terrible Credit Score

Buyer · Finances · Home Tips · House · Loans · mortgage · Real Estate · Real Estate Market

Is It Still Possible to Get a Mortgage With Zero Down? Yes – and Here’s How

  When it comes to investing in a mortgage, the down payment is key in making your investment a reality and proving to lenders that you’re a safe bet. However, while most opportunities for putting zero down on a home have disappeared since the recession, there are still a few ways to buy without putting… Continue reading Is It Still Possible to Get a Mortgage With Zero Down? Yes – and Here’s How

Insurance · Loans · mortgage · Real Estate · Real Estate Market

The 2017 FHA Mortgage Insurance Premium Cut is On Hold: Here’s What You Need to Know

The Department of Housing and Urban Development recently announced that the FHA mortgage insurance premium cut has been put on hold for the time being. However, many potential homebuyers do not know what this indefinite suspension means for their mortgage or their financial well-being down the road. Whether you’re on the market or are going… Continue reading The 2017 FHA Mortgage Insurance Premium Cut is On Hold: Here’s What You Need to Know

Finances · House · Investing · Loans · mortgage · Real Estate · Real Estate Market

Did You Know? How Accelerating Your Mortgage Payments Can Help Your Credit Score

The tough part might be over after your mortgage has been approved, but it’s still important to keep on top of your monthly payments and maintain a good credit score for your financial future. If you’re currently wondering how increasing your mortgage payments can help your credit outlook, here are some things to consider. Change… Continue reading Did You Know? How Accelerating Your Mortgage Payments Can Help Your Credit Score

Buyer · Finances · Home Tips · House · Loans · mortgage · Real Estate · Real Estate Market

Honesty Is the Best Policy: Why You Need to Be Truthful on Your Mortgage Application

There are few things better than finding your dream home and being able to afford it, but simply because you’ve found the perfect place doesn’t mean you should stretch the truth. It might seem tempting to polish your mortgage application a little in the hopes of making a better impression, but here are a few… Continue reading Honesty Is the Best Policy: Why You Need to Be Truthful on Your Mortgage Application

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How Young Is ‘Too Young’ to Buy Your First Home? Getting Started Early Has Its Ups and Downs

Many millennials are expected to enter the housing market in the next year with the interest rates still low. However, while it may be a good time, it does not necessarily mean that it’s the right time for you to make the investment. If you’re currently weighing your options when it comes to home ownership,… Continue reading How Young Is ‘Too Young’ to Buy Your First Home? Getting Started Early Has Its Ups and Downs

Buyer · Finances · Home Tips · House · Investing · Loans · mortgage · Real Estate · Real Estate Market

Are You ‘Mortgage Pre-approval Worthy’? Learn How to Assess Your Finances in 10 Minutes

Finding the right home and the right mortgage can take a lot of time and energy, so it’s important to consider whether you’ll be prepared for approval before diving into the process. Whether you’ve had some financial setbacks or you just want to have an idea ahead of time, here are some ways to quickly… Continue reading Are You ‘Mortgage Pre-approval Worthy’? Learn How to Assess Your Finances in 10 Minutes